Asset Allocation
Drawing an income from a portfolio
The accumulation problem and the decumulation problem are different, and the second is considerably harder.
Topic
retirement
Every Finance Spyder article tagged retirement — 4 pieces across 3 sections.
Asset Allocation
Changing your allocation as you age
Reducing risk approaching a goal has clear logic, and the standard glide paths make assumptions that may not apply to you.
Risk & Volatility
Sequence risk and why it matters at retirement
The order in which returns arrive is irrelevant while accumulating and decisive while withdrawing.
Investing Basics
How much you need to invest
Working backwards from a target produces a contribution rate, and the number is generally higher than people assume.