Risk & Volatility
Preparing a portfolio for someone else
A portfolio that only one person understands is fragile, and the failure mode arrives at the worst possible time.
Topic
simplicity
Every Finance Spyder article tagged simplicity — 4 pieces across 3 sections.
Asset Allocation
The case for keeping it simple
Complexity adds cost and decisions, and the evidence that it adds returns is weak.
Asset Allocation
Building a simple portfolio
Two or three funds cover what most investors need, and additional complexity generally adds cost rather than value.
Funds & ETFs
Multi-asset funds and target date funds
A single fund holding a fixed allocation removes several decisions, and for many investors that is worth more than the extra cost.